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Understanding US Student Loan Types
By John Mcfadden
With US Student Loans, the most popular revolve around Federal Student Loan programs, which is often the best option for most students to get through college. When you add up all your expenses Read more...


Student Loan Debt Consolidation
By Allison Roberts
What are student loans?Student loan debt consolidation is growing in popularity with recent college and university graduates. Student loans have become as much a staple in college life as Read more...

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Studying Student Loans Consolidation
By Mike Selvon
More students every year opt for student loans consolidation. This is not surprising, as consolidating loans has many benefits: a fixed interest rate for the duration of the loan and the Read more...


Federal Student Loan Forgiveness
By Ainuddin Mohamad
Performance is ultimately what really matters. Federal Student Loan forgiveness is an exceptional concept applicable to students only under certain circumstances. It means the loan amount received Read more...
 

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How Student Loan Bill Consolidation Can Help You
By Jon Arnold
If you are in college or are a recent graduate, one of the things you have to look forward to is to start paying back all those student loans you got to finance your education. Perhaps you have Read more...

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Understanding Your ACS Student Loan
By Mark Kessler

An ACS student loan is one that is serviced by Affiliated Computer Services, Inc., a company that is known for outsourcing technology and business solutions. Many universities use the ACS student loan because of the company’s reputation for using technology to smooth over some of the more difficult aspects of loan services.

With an ACS student loan, students can make payments online, instantly see the status of an account, change personal details like name and address, and receive email notification when payments have been processed.

A number of different financial aid programs fall under the heading of an ACS student loan. One of the major ACS student loan groups is the Campus Based Student Loan Program (CBSL), which includes Federal Perkins Loans, Nursing Student Loans (NSL), and Institutional Loan Programs, among others. Another major group of educational loans handled by ACS is the Federal Family Education Loan Program (FFEL), which includes the Stafford (GSL) Loans, PLUS loans to parents of students, and loan consolidation services. ACS also handles a group of educational loans donated by a variety of private companies.

For those who do not already have an ACS student loan, applications and guidelines for different financial aid options are available online. The ACS website gives a clear example of how to fill out a Free Application for Federal Student Aid (FAFSA) form, and demonstrates what the results mean in terms of your eligibility for financial aid. Furthermore, applications for both Stafford and PLUS loans for parents can be found on the ACS website, and can be completed and sent in online.

If you have an ACS student loan already, you might be interested in learning about the benefits of student loan consolidation. The ACS website provides information and application forms that

 

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